People living in Toronto love their cars. They like to drive the cars everywhere, but some signs show us that the blind love is on the way out. People search for alternatives to reduce living costs and public transit is becoming a better way for increasingly more and more users. Bad economy has impacted almost everybody. Saving money has become the order of the day. Many commuters now look for new ways and how to change their daily routines and economize in the process. Driving car downtown, midtown or uptown, means necessity to battle congested traffic across the city and to some it is like an obsolete habit. Some reasons are clear. Cost of gas is way up and so are the insurance costs for those who drive long mileages to work even for those with spotless driving record. Parking rates downtown and midtown are high and parking enforcers on city streets are everywhere, penalizing mercilessly for the slightest infraction. These costs can be called nuisance costs, and if we can eliminate them, or minimize our expenses, while changing of our attitudes and habits, we get our financial health under control. To reduce personal debt should be a prime objective by everybody.